Personal Banking

Rates

Interest Rates Effective March 23, 2017

Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
91 Day Certificate$1,000.00$1,000.00.35%.35%
6 Month Certificate$1,000.00$1,000.00.40%.40%
8 Month Certificate$1,000.00$1,000.00-$9,999.99
$10,000.00-$49,999.99
$50,000.00 & Over
.45%
.50%
.60%
.45%
.50%
.60%
1 Year Certificate$1,000.00$1,000.00.60%.60%
30 Month Certificate$1,000.00$1,000.00.90%.90%
4 Year Certificate$1,000.00$1,000.001.25%1.26%
5 Year Certificate$1,000.00$1,000.001.30%1.31%

Second Chance Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
18 Month Certificate$1,000.00$1,000.00.75%.75%
36 Month Certificate$1,000.00$1,000.001.00%1.00%

Jumbo Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
6 Month Certificate$250,000.01$250,000.01.40%.40%
1 Year Certificate$250,000.01$250,000.01.60%.60%
30 Month Certificate $250,000.01$250,000.01.90%.90%

Interest Bearing Checking Accounts

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
Classic Checking$100.00$250.00.10%.10%
Now Account$100.00$500.00.10%.10%
Venture Now$100.00$2,000.00.10%.10%
Money Market$2,500.00$2,500.00.30%.30%

Savings Accounts

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
Minor SavingsNo Minimum$50.00.25%.25%
Christmas Club Savings$10.00$50.00.25%.25%
Traditional Savings$50.00$50.00.25%.25%
Gold Savings$10,000.00$10,000.00.30%.30%

IRAs

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
6 Month IRA$100.00$100.00.50%.50%
1 Year IRA$100.00$100.00.75%.75%
18 Month IRA$100.00$100.00.80%.80%
5 Year IRA$100.00$100.001.30%1.31%

CD's & IRA's

  • A penalty will be imposed for early withdrawal.
  • After your CD is opened, the interest rate is fixed for the term unless otherwise indicated.
  • We don't accept new deposit customers outside our local service area. Please call for details.

Checking & Savings Accounts

  • Fees may reduce earning on the account.
  • Interest Rate may change after opening without notice.
  • We don't accept new deposit customers outside our local service area. Please call for details.

Questions or Comments?

Contact us online or give your local bank a call.