Personal Banking

Rates

Interest Rates Effective August 26, 2021

Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
91 Day Certificate$1,000.00$1,000.00.25%.25%
6 Month Certificate$1,000.00$1,000.00.25%.25%
8 Month Certificate$1,000.00$1,000.00-$9,999.99
$10,000.00-$49,999.99
$50,000.00 & Over
.30%
.35%
.40%
.30%
.35%
.40%
1 Year Certificate$1,000.00$1,000.00.35%.35%
30 Month Certificate$1,000.00$1,000.00.40%.40%
4 Year Certificate$1,000.00$1,000.00.65%.65%
5 Year Certificate$1,000.00$1,000.00.65%.65%

Second Chance Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
18 Month Certificate$1,000.00$1,000.00.40%.40%
36 Month Certificate$1,000.00$1,000.00.65%.65%

Jumbo Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
6 Month Certificate$250,000.01$250,000.01.30%.30%
1 Year Certificate$250,000.01$250,000.01.40%.40%
30 Month Certificate $250,000.01$250,000.01.55%.55%

Interest Bearing Checking Accounts

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
Classic Checking$100.00$250.00.03%.03%
Now Account$100.00$500.00.03%.03%
Venture Now$100.00$2,000.00.03%.03%
Money Market$2,500.00$2,500.00.10%.10%

Savings Accounts

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
Minor SavingsNo Minimum$50.00.10%.10%
Christmas Club Savings$10.00$50.00.10%.10%
Traditional Savings$50.00$50.00.10%.10%
Gold Savings$10,000.00$10,000.00.10%.10%

IRAs

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
6 Month IRA$100.00$100.00.40%.40%
1 Year IRA$100.00$100.00.50%.50%
18 Month IRA$100.00$100.00.50%.50%
5 Year IRA$100.00$100.00.75%.75%

CD's & IRA's

  • A penalty will be imposed for early withdrawal.
  • After your CD is opened, the interest rate is fixed for the term unless otherwise indicated.
  • We don't accept new deposit customers outside our local service area. Please call for details.

Checking & Savings Accounts

  • Fees may reduce earning on the account.
  • Interest Rate may change after opening without notice.
  • We don't accept new deposit customers outside our local service area. Please call for details.

Questions or Comments?

Contact us online or give your local bank a call.