Personal Banking

Rates

Interest Rates Effective September 9, 2022

Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
91-Day Certificate$1,000.00$1,000.00.25%.25%
182-Day Certificate$1,000.00$1,000.00.40%.40%
8-Month Certificate$1,000.00$1,000.00-$9,999.99
$10,000.00-$49,999.99
$50,000.00 & Over
1.00%
1.25%
1.75%
1.00%
1.26%
1.76%
12-Month Certificate$1,000.00$1,000.00.75%.75%
30-Month Certificate$1,000.00$1,000.00.95%.95%
48-Month Certificate$1,000.00$1,000.001.00%1.00%
60-Month Certificate$1,000.00$1,000.001.00%1.00%

Second Chance Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
18-Month Certificate$1,000.00$1,000.00.85%.85%
36-Month Certificate$1,000.00$1,000.001.00%1.00%

Jumbo Certificate of Deposit

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
6-Month Certificate$250,000.01$250,000.01.85%.85%
12-Month Certificate$250,000.01$250,000.01.85%.85%
30-Month Certificate $250,000.01$250,000.01.95%.95%

Interest Bearing Checking Accounts

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
Classic Checking$100.00$250.00.10%.10%
Now Account$100.00$500.00.10%.10%
Venture Now$100.00$2,000.00.10%.10%
Money Market$2,500.00$2,500.00.15%.15%

Savings Accounts

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
Minor SavingsNo Minimum$50.00.10%.10%
Christmas Club Savings$10.00$50.00.10%.10%
Traditional Savings$50.00$50.00.10%.10%
Gold Savings$10,000.00$10,000.00.10%.10%

IRAs

Product Minimum Balance to OpenMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)
182-Day IRA$100.00$100.00.60%.60%
1-Year IRA$100.00$100.00.75%.75%
18-Month IRA$100.00$100.00.85%.85%
60-Month IRA$100.00$100.001.00%1.00%

CD's & IRA's

  • A penalty will be imposed for early withdrawal.
  • After your CD is opened, the interest rate is fixed for the term unless otherwise indicated.
  • We don't accept new deposit customers outside our local service area. Please call for details.

Checking & Savings Accounts

  • Fees may reduce earning on the account.
  • Interest Rate may change after opening without notice.
  • We don't accept new deposit customers outside our local service area. Please call for details.

Questions or Comments?

Contact us online or give your local bank a call.