Personal Banking

Personal Checking

With Personal Checking, we provide:

  • FREE Online Banking
  • FREE Online Bill Payer
  • FREE 24-Hour Telephone Banking
  • FREE Notary Service
  • Direct Deposit
  • Customer Directed Transfers
  • Mobile Deposit Capture 
  • Visa Credit Card Service Center
 Freedom Checking
What is the Minimum Amount to Open?$25.00$100.00$100.00$100.00$2500.00
What is My Monthly Service Charge?No monthly service charge$8.00 (if the balance falls below $250 any day of the cycle)No monthly
service charge
$8.00 (if the balance falls below $500 any day of the cycle)$8.00 (if the balance falls below $2500 any day of the cycle)
How Many Checks Can I Write?UnlimitedUnlimitedUnlimitedUnlimited6 transfers per month by check to third parties. A $5.00 fee will be imposed for each check written in excess of six per statement cycle.
Do I Earn interest?NoNoYes, on balances over $250Yes, on balances
over $500
Yes, on balances
over $2500
Is There a Debit Card/ATM Fee?Initial card - no feeInitial card - no feeInitial card - no feeInitial card -no feeNo
How Many Debit Card Transactions Do I Receive?UnlimitedUnlimitedUnlimitedUnlimitedNot Applicable
Restrictions?NoneNoneMust be at least 50 years oldNoneAll transfers and withdrawals, other than in person are limited to 6 per statement cycle.

Questions or Comments?

Contact us online or give your local bank a call.