Personal Banking

Nifty 50 Checking

Nifty 50 Checking

Open Nifty 50 Checking and get more Nifty Rates-Effective October 7, 2019

Product Minimum Balance
to Open
Minimum Balance
to Earn APY
Interest RateAnnual Percentage
Yield (APY)
Nifty Fifty Now Checking$100.00$500.00.60%.60%
Nifty Fifty Gold Savings$10,000.00$10,000.00.80%.81%
Nifty Fifty 6 Month CD$1,000.00$1,000.001.15%1.16%
Nifty Fifty 6 Month Jumbo CD$250,000.01$250,000.011.25%1.26%
Nifty Fifty 18 Month CD Second Chance$1,000.00$1,000.001.40%1.41%
Nifty Fifty 18 Month Jumbo CD Second Chance$250,000.01$250,000.011.55%1.56%
Nifty Fifty 36 Month CD Second Chance$1,000.00$1,000.001.75%1.77%
Nifty Fifty 36 Month Jumbo CD Second Chance$250,000.01$250,000.011.75%1.77%
Nifty Fifty 6 Month IRA$100.00$100.001.50%1.51%
Nifty Fifty 1 Year IRA$100.00$100.001.75%1.77%

¹Nifty 50 Checking account earns interest .50% above stated rate of Mineola Community Bank NOW Checking. As of 10-07-19, NOW Checking Annual Percentage Yield (APY) is .10% so Nifty 50 Checking currently earns .60% Annual Percentage Yield (APY). Must open Nifty 50 Checking to receive additional rate on other products. Minimum to open Nifty 50 Checking is $100. $2,500 daily balance requirement to avoid monthly service charge of $15. No interest paid if daily balance is below $500. See bank for complete checking account disclosure. Interest rate may change without notice.

²Must open Nifty 50 Checking account to earn additional rate on select term Certificate of Deposit (CD), Individual Retirement Account (IRA) CD or Gold Savings account. Contact us for complete details.
Checking & Savings Accounts
*Fees may reduce earnings on the account.
*Interest rate may change after opening without notice.
*We don't accept new deposit customers outside our local service area. Please call for details.
CD's & IRA's
*A penalty will be imposed for early withdrawal.
*After your CD is opened, the interest rate is fixed for the term unless otherwise indicated.

*We don't accept new deposit customers outside our local service area. Please call for details.

³ATM fees from Mineola Community Bank will be refunded daily. Any non-Mineola Community Bank surcharges assessed by ATM owners will be charged.

Safe Deposit Box based on availability; the contents of your safe deposit box are not insured.

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Questions or Comments?

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