Interest Rates Effective July 26, 2012
| Product | Minimum Balance to Open | Minimum Balance to Earn APY | Interest Rate | Annual Percentage Yield (APY) |
| 91 Day Certificate | $1000.00 | $1,000.00 | .35% | .35% |
| 6 Month Certificate | $1000.00 | $1,000.00 | .40% | .40% |
| 8 Month Certificate | $1000.00 | $1,000.00-$9,999.99
$10,000.00-$49,999.99 $50,000 & Over |
.45% .50% .60% |
.45% .50% .60% |
| 1 Year Certificate | $1000.00 | $1,000.00 | .60% | .60% |
| 30 Month Certificate | $1000.00 | $1,000.00 | .90% | .90% |
| 4 Year Certificate | $1000.00 | $1,000.00 | 1.25% | 1.26% |
| 5 Year Certificate | $1000.00 | $1,000.00 | 1.30% | 1.31% |
| Product | Minimum Balance to Open | Minimum Balance to Earn APY | Interest Rate | Annual Percentage Yield (APY) |
| 18 Month Certificate | $1,000.00 | $1,000.00 | .75% | .75% |
| 36 Month Certificate | $1,000.00 | $1,000.00 | 1.00% | 1.00% |
| Product | Minimum Balance to Open | Minimum Balance to Earn APY | Interest Rate | Annual Percentage Yield (APY) |
| 6 Month Certificate | $100,000.00 | $100,000.00 | .40% | .40% |
| 1 Year Certificate | $100,000.00 | $100,000.00 | .60% | .60% |
| 30 Month Certificate | $100,000.00 | $100,000.00 | .90% | .90% |
| Product | Minimum Balance to Open | Minimum Balance to Earn APY | Interest Rate | Annual Percentage Yield (APY) |
| Classic Checking | $100.00 | $250.00 | .10% | .10% |
| Now Account | $100.00 | $500.00 | .10% | .10% |
| Venture Now | $100.00 | $2,000.00 | .10% | .10% |
| Money Market | $2,500.00 | $2,500.00 | .30% | .30% |
| Product | Minimum Balance to Open | Minimum Balance to Earn APY | Interest Rate | Annual Percentage Yield (APY) |
| Minor Savings | No Minimum | $50.00 | .25% | .25% |
| Christmas Club | $10.00 | $50.00 | .25% | .25% |
| Traditional Savings | $50.00 | $50.00 | .25% | .25% |
| Gold Savings | $10,000.00 | $10,000.00 | .30% | .30% |
| Product | Minimum Balance to Open | Minimum Balance to Earn APY | Interest Rate | Annual Percentage Yield (APY) |
| 6 Month IRA | $100.00 | $100.00 | .50% | .50% |
| 1 Year IRA | $100.00 | $100.00 | .75% | .75% |
| 18 Month IRA | $100.00 | $100.00 | .80% | .80% |
| 5 Year IRA | $100.00 | $100.00 | 1.30% | 1.31% |