| Certificates of Deposit |
Jumbo Certificates of Deposit |
Second Chance CDs |
- $1000 minimum to open
- Terms include 91 Days, 6 months, 8 months, 12 months, 30 months, 48 months and 60 months
- Additions of $1000 and over are allowed on our 91 day and 6 month certificates.
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- $100,000 minimum to open
- Terms include 6 months, 12 months and 30 months.
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- $1000 minimum to open
- 18 month terms allow a one time interest rate bump option
- 36 month terms allow two time interest rate bump option
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| Sweeps |
FREE Online Banking
with Bill Payer |
Customer Directed Transfer |
- Automatically sweep funds from one account to another to cover overdrafts.
- You can sweep up to five different accounts
- The daily fee is $5.00 when a sweep occurs
- Transfers are limited to 6 per month
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- Pay your bills online, transfer funds, see your current balances, see check images, make your loan payment, etc.
- Business Account Customers: this system can handle your business needs, including automatic payroll
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- Automatically transfer funds from any account at any bank to or from MCB
- Transfers must be for the same amount and set up on a recurring basis, monthly, quarterly, weekly, etc.
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| IRAs |
E-Statements |
Safe-Deposit Boxes |
- $100 minimum to open
- Terms include 6 months, 12 months, 18 months and 5 years.
- We offer Traditional, Roth, Education, SEPs and Simple IRAs
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- View the same information online that is on your paper statement.
- Receive e-mail notifications when your statement is available online.
- Reduce the possibility of mail fraud or identity theft.
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- Available at our Mineola, Grand Saline and Winnsboro offices. Yearly customer fees are as follows:
- 3x5: $25.00
- 3x10: $35.00
- 5x10: $50.00
- 10x10: $75.00
- Contents of safe-deposit boxes are not FDIC insured.
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| Loans |
FREE Mobile Banking |
In-House Check Printing |
- We specialize in fixed rate home loans
- We offer several terms and types of loans:home, home improvement, land, consumer loans, auto, farm, etc.
- We handle commercial loans for your business
- Check out our competitive rates
- Compare our closing cost to our competitors, you will like what you see with MCB!
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- m.mineolacb.com
- Access your accounts whenever and wherever want using your mobile phone.
- Pay your bills online, transfer funds, see your current balances, make your loan payment, etc.
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- We can now print your personal or business check orders at our main office
- You can usually get your checks within 3 days and they normally will cost less than other major check vendors
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| Free Visa Debit Card |
Gold Phone (903) 569-1399 |
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- Cards include your picture and signature for additional security.
- Choose your own PIN
- Dollar Limit (Debit/Pinned Trans.)
per day $500
- Dollar Limit (Credit/Pinned Trans.) per day $800
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- Call 24 hours a day to find out your current balances, what checks have cleared your account, what deposits have been made, make transfers between your accounts and much more
- choose your own PIN for your account security
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