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Important
Information!
MINEOLA COMMUNITY BANK, SSB
PERSONAL INFORMATION PRIVACY PROTECTION POLICY
At Mineola
Community Bank, SSB, protecting the privacy and confidentiality of your
personal information is important to us. We Value your business and trust you
put in Mineola Community Bank. In order to offer you the financial products
and services you seek to obtain, we collect, maintain and use information
about you on a routine basis. To help you better understand how your personal
information is protected here at Mineola Community Bank, we are providing you
with the following statement describing our practices and policies with
respect to the privacy of our customer information.
At Mineola
Community Bank:
We do not
disclose any nonpublic personal information about you to anyone except as
permitted by law. We may, for example, disclose nonpublic personal
information about you to others for the purpose of servicing your account with
us, processing transactions that you request or authorize, or running credit
or other verification checks.
We may collect
information volunteered by you during the application process, gathered from
your transactions and experience with us and obtained from other authorized
sources, such as credit bureaus. All information collected and stored by
Mineola Community Bank is used for specific business purposes, such as
administering your account, complying with state/federal banking regulations,
protecting against fraud and developing a better understanding of your
financial needs to provide you with improved products and services.
If a financial
institution shares certain types of information with unaffiliated third
parties, it must provide an 'opt out' right. WE HAVE DECIDED NOT TO SHARE
INFORMATION IN THOSE WAYS. THIS MEANS WE HAVE 'OPTED OUT' ON YOUR BEHALF AND
YOU DO NOT NEED TO TAKE FURTHER ACTION.
MINEOLA COMMUNITY
BANK, SSB DOES NOT SELL CUSTOMER INFORMATION.
We understand
that the protection of your nonpublic personal information is of the utmost
importance. Guarding your privacy is our obligation. Mineola Community Bank
maintains strict procedures and policies to safeguard your privacy. We
restrict employee access to customer information to only those who have a
business reason to know such information and we educate our employees about
the importance of confidentiality and customer privacy. We maintain physical,
electronic and procedural safeguards that comply with federal standards to
guard your nonpublic personal information.
The same privacy
policy and practices will continue to apply even after the customer
relationship has been terminated.
"Nonpublic
personal information" is nonpublic information about you that we obtain in
connection with providing a financial product or service to you. For example,
nonpublic personal information includes information regarding your account
balance, payment history and overdraft history.MINEOLA COMMUNITY BANK SSB
IS CHARTERED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS
SUBJECT TO REGULATORY OVERSIGHT BY THE
The Department of Savings and
Mortgage Lending. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST
MINEOLA COMMUNITY BANK SSB SHOULD CONTACT THE
The Department of Savings and
Mortgage Lending THROUGH ONE OF THE MEANS INDICATED BELOW:
IN PERSON OR BY U.S. MAIL:
2601 NORTH LAMAR BOULEVARD, SUITE 201, AUSTIN, TX 78705-4294. TELEPHONE
# (877) 276-5550, FAX # (512) 475-1360, E-MAIL :
www.sml.state.tx.us/contacts.html
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