Personal Checking
With Personal Checking, we provide:
- FREE Online Banking
- FREE Online Bill Payer
- FREE 24-Hour Telephone Banking
- FREE Notary Service
- Direct Deposit
- Customer Directed Transfers
| Freedom Checking | Liberty Checking |
Traditional Checking |
Classic Checking |
Now Checking |
Money Market |
|
| What is the Minimum Amount to Open? | $25.00 | $25.00 | $100.00 | $100.00 | $100.00 | $2500.00 |
| What is My Monthly Service Charge? | No monthly service charge | $10.00 | $8.00 (if the balance falls below $250 any day of the cycle) | No monthly service charge |
$8.00 (if the balance falls below $500 any day of the cycle) | $8.00 (if the balance falls below $2500 any day of the cycle) |
| How Many Checks Can I Write? | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | 6 transfers per month by check to third parties. A $5.00 fee will be imposed for each check written in excess of six per statement cycle. |
| Do I Earn interest? | No | No | No | Yes, on balances over $250 | Yes, on balances over $500 |
Yes, on balances over $2500 |
| Is There a Debit Card/ATM Fee? | Initial card - no fee | Initial card - no fee | Initial card - no fee | Initial card - no fee | Initial card -no fee | No |
| How Many Debit Card Transactions Do I Receive? | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Not Applicable |
| Restrictions? | None | For customers wanting to reestablish a checking relationship | None | Must be at least 50 years old | None | All transfers and withdrawals, other than in person are limited to 6 per statement cycle. |
© Mineola Community Bank | Reorder Checks Online | Contact | Group M7 design
