Certificates of Deposit
| · |
$1000
minimum to open |
| · |
Terms
include 91 Days, 6 months, 8 months, 12 months, 30
months, 48 months and 60 months |
| ·
|
Additions of $1000 and over are allowed on our 91 day and 6
month certificates.
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Gold Phone (903) 569-1399
| ·
|
Call
24 hours a day to find out your current balances, what checks
have cleared your account, what deposits have been made, make
transfers between your accounts and much more |
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|
choose your own PIN for your account security
|
|
Sweeps
| ·
|
Automatically sweep funds from one account to another to cover
overdrafts. |
| ·
|
You
can sweep up to five different accounts |
| ·
|
The
daily fee is $5.00 when a sweep occurs |
| ·
|
Transfers are limited to 6 per month |
|
Second Chance CD's
| ·
|
$1000
minimum to open |
| ·
|
18
month terms allow a one time interest rate bump option |
| ·
|
36
month terms allow a one time interest rate bump option |
|
FREE Online Banking
with Bill Payer
| ·
|
Pay
your bills online, transfer funds, see your current balances,
see check images, make your loan payment, etc. |
| ·
|
Business Account Customers: this system can handle your
business needs, including automatic payroll |
|
Customer Directed Transfer
| ·
|
Automatically transfer funds from any account at any bank to
or from MCB |
| ·
|
Transfers must be for the same amount and set up on a
recurring basis, monthly, quarterly, weekly, etc. |
|
IRA's
| ·
|
$100
minimum to open |
| ·
|
Terms
include 6 months, 12 months, 18 months and 5 years. |
| ·
|
We
offer Traditional, Roth, Education, SEPs and Simple IRA's |
|
Free Visa Debit Card
| ·
|
Cards
include your picture and signature for additional security |
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|
Choose your own PIN |
| ·
|
Dollar Limit (Debit/Pinned Trans.)
per day $500 |
| ·
|
Dollar Limit (Credit/Pinned Trans.)
per day $800
|
|
Safety Deposit Boxes
|
Available at our main office in
Mineola and Grand Saline office only. Yearly customer fees are
as follows: |
| 3x5
............. $25.00 |
3x10
............. $35.00 |
|
5x10............ $50.00 |
10x10.............$75.00 |
|
Loans
| ·
|
We
specialize in fixed rate home loans |
| ·
|
We
offer several terms and types of loans :home, home
improvement, land, consumer loans, auto, farm, etc. |
| ·
|
We
handle commercial loans for your business |
| ·
|
Check
out or competitive rates |
| ·
|
Compare our closing cost to our competitors, you will like
what you see with MCB! |
|
In House Check Printing
| ·
|
We
can now print your personal or business check orders at our
main office |
| ·
|
you
can usually get your checks within 3 days and they normally
will cost less than other major check vendors |
This is only a listing of the
accounts offered. This is not the Truth in Savings Disclosure.
If you are interested in any of these accounts please talk to
an account representative to get further detailed information
that may not be disclosed in this website
Terms are subject to change
without notice. |
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